Perry Walton — Competitive Growth Strategy

Illuminate Home Loans  ·  Informed by deep competitor research: Infinity Group + Henderson Advocacy  ·  Confidential
01 — Onboarding 02 — Competitive Intelligence 03 — Illuminate 90-Day 04 — MoDo GTM Launch
Welcome aboard, Perry.

This is not a standard onboarding. We've done a full read of your two biggest competitors before we've even started. Everything that follows — from today's activation checklist to your 90-day sprints — is informed by what Graeme Holm and Jack Henderson are doing, where they're winning, where they're exposed, and precisely where you can own what they can't.

Year objective
Become the most trusted and visible property finance brand on the Gold Coast — the brand both competitors can't compete with on personal credibility
Q1 goal
Uplift Illuminate's digital presence, launch MoDo, and seize the positioning gaps left open by Infinity and Henderson
Month 1 actions
Activate client, complete competitor gap audit, ship quick wins, and launch sprint board with live workflow tracking
1
Sign and activate
Day 1 — today
2
Brand asset collection
Days 1–3
3
Discovery and competitive positioning session
Days 3–7
4
Sprint launch
Day 7 — kickoff
Know your competitors cold before you brief your client.

We've done a deep read of both Infinity Group (Graeme Holm) and Henderson Advocacy (Jack Henderson). What follows is a forensic breakdown of their positioning, strengths, gaps — and precisely where Perry can step into the spaces they've left open.

Infinity Group — Graeme Holm
Gold Coast HQ  ·  Multi-state  ·  infinity.com.au
Top 100 Mortgage Broker — National
Positioning

"Australia's Money Mentor — we give you a full-time personal trainer for your finances"

What they do brilliantly
  • Graeme Holm personal brand is dominant — podcast, YouTube, TikTok, events
  • Free webinar → paid masterclass → client funnel is highly refined
  • Debt reduction + wealth creation narrative goes beyond mortgages
  • Large team — feels like a movement, not a sole operator
  • National award recognition displayed prominently across all channels
  • Gold Coast office in Southport — same backyard as Perry
Where they are exposed — Perry's opportunities
  • Going national = losing local Gold Coast identity and intimacy
  • Large team means clients rarely deal with Graeme directly
  • Education-heavy approach can feel overwhelming — Perry's warmth is the antidote
  • No meaningful content targeting first home buyers with genuine empathy
  • Website feels corporate — Perry's personality is far more accessible
Henderson Advocacy — Jack Henderson
Sydney-based  ·  National buyer's advocate  ·  henderson.com.au
$200M+ equity created  ·  $623M assets purchased
Positioning

"The Launchpad to Wealth — stop making excuses, start making moves"

What they do brilliantly
  • Bold, high-energy brand voice cuts through safe finance content
  • 83% off-market property purchases — unique and quantified differentiator
  • Lead magnet: "Scale to $50M in Property — Free Roadmap"
  • Tiered service model (Foundational → Accelerator → Evolution) creates a clear upgrade pathway
  • Podcast "Your Property Playbook" and TikTok driving younger investor traffic
  • Analyses 330 markets nationally — data positioning is very compelling
Where they are exposed — Perry's opportunities
  • Buyer's advocate — NOT a mortgage broker. Perry owns the finance piece Henderson sends clients away for.
  • Sydney-centric — no genuine Gold Coast market expertise or local presence
  • "No excuses" tone alienates anxious first-timers who need empathy
  • Zero focus on refinancing — a huge ongoing revenue stream Perry already owns
  • Premium price creates a segment of aspirational buyers Henderson can't serve
Competitive positioning map — where Perry wins
Infinity says
"We are your full-time financial personal trainer"
Henderson says
"We are the launchpad to wealth. No excuses. Start making moves."
Perry should say
"I spent 20 years inside the banks. I know exactly what they won't tell you — and I'm on your side."
Infinity owns
Debt reduction, financial education, mortgage-free-in-10-years
Henderson owns
Aggressive investor growth, off-market deals, portfolio empire building
Perry can own
The Insider Advantage. Gold Coast's most knowledgeable, most human mortgage broker — from first home to full portfolio, backed by 20 years of bank DNA.
Infinity's gap
Going national = losing Gold Coast intimacy. Team-based = less personal.
Henderson's gap
Not a mortgage broker. No Gold Coast presence. Too aggressive for first-timers.
Perry's opening
Local expert, always personally available, empathetic — and the only one who's sat on both sides of the lending table.
MoDo's positioning layer
MoDo steps into the gap between Infinity's earnest financial education and Henderson's alpha investor aggression. It's the brand for the 25–42 year-old Australian who wants financial freedom from property but doesn't speak finance — and doesn't want to be spoken to like they should. Straight talk. No jargon. More dough.
The 6 strategic moves competitors haven't made — Perry's first-mover opportunities
1 — Own Gold Coast local search
  • Infinity is in Southport but all content is generic and national
  • Henderson has zero Gold Coast local SEO presence
  • Perry can own "home loans Gold Coast", "mortgage broker Gold Coast" and 30+ suburb-level terms with zero serious competition
2 — The insider 20-year bank narrative
  • Neither competitor has worked inside the banks
  • Neither positions around "the insider advantage"
  • Perry's 20 years inside the banking system is an entirely unique and unbeatable credibility asset — front and centre everywhere
3 — Video case studies (real outcomes)
  • Infinity uses text reviews — strong but visually flat
  • Henderson uses client wins with numbers but no genuine video storytelling
  • Produced video testimonials — Jason, Earle and Tracey — are Perry's to own as the most emotionally compelling social proof in this space
4 — First home buyer empathy gap
  • Infinity focuses on debt reduction — not first home buyer guidance with warmth
  • Henderson's "stop renting your future" is aspirational, not empathetic
  • Perry's existing reviews show he transforms anxious first-timers — a content category neither competitor owns with genuine human empathy
5 — Refinance — the overlooked goldmine
  • Neither competitor dedicates meaningful content or lead gen to refinancing
  • Infinity touches "become mortgage-free faster" but never converts it into a campaign
  • A dedicated refinance campaign targeting Gold Coast homeowners on bad rates is one of the fastest lead-gen opportunities available to Perry right now
6 — Webinar and event funnel
  • Infinity's GTM is built on free webinar → masterclass → client — their most powerful lead machine
  • Henderson uses a "Free Scaling Roadmap" to capture investor emails at the top of funnel
  • Perry has neither — this is the single biggest funnel gap to close. MoDo's launch must include a free webinar series from day one
Illuminate Home Loans — 90-day digital uplift informed by competitive intelligence.

The existing site has genuine assets — Perry's story, strong 5-star reviews, 45+ lenders, 20 years of insider bank experience. The 90-day plan converts these into digital wins that neither Infinity nor Henderson can replicate locally, then builds the architecture for a full smart funnel redevelopment in Q2.

Lender network
45+
Underutilised in content
Perry's experience
20 yrs
Inside the banks — unique
5-star reviews
7+
Real stories — unmined
GC local SEO gap
Wide open
Competitors not owning it
Year objective
Illuminate becomes Gold Coast's most visible and most trusted mortgage broker brand
Owning local search, leading on social proof, and building a referral engine that neither Infinity nor Henderson can replicate in this market
Q1 goal
Transform the existing site from a digital brochure into a lead-generating, trust-building machine
Live chat, reviews, case studies, local SEO, and CRM all live by day 90
Month 1 actions
Quick wins that visibly elevate brand trust and capture leads within the first 30 days
Every tactic chosen to exploit the gaps Infinity and Henderson have left open
1
Month 1 — Quick wins and digital elevation
Days 1–30  ·  Low-hanging fruit that lifts Perry's brand trust and lead capture immediately

Competitive insight: Infinity's website feels team-corporate. Henderson's feels aggressive. Perry's opportunity is to be the warm, credible, human alternative — but the current site doesn't communicate that warmth digitally. These 30 days close that gap.

Weeks 1–2 · Website quick wins
  • Live chat concierge installed — intelligent, branded, 24/7 lead capture (Infinity doesn't have this; Henderson uses a basic form)
  • Live Google Reviews widget on homepage — dynamic, real-time social proof
  • Homepage hero rewritten around "The Insider Advantage" — Perry's 20 years inside the banks is the headline differentiator
  • Mobile UX audit and priority fixes actioned
  • Contact form friction reduced — faster enquiry path, clear CTA above the fold
Weeks 1–2 · Gold Coast local SEO
  • Google Business Profile fully optimised — photos, categories, services, Q&A, posts
  • Full keyword map — "home loans Gold Coast", "mortgage broker Gold Coast", 20+ suburb-level terms (neither competitor competing here seriously)
  • On-page SEO audit — titles, meta, headings, schema, internal linking all fixed
  • Local citation audit — consistency across all major Australian directories
  • Analytics, tracking, and conversion events confirmed live
Weeks 3–4 · Case studies
  • 3 hero case studies — Jason (from giving up to home ownership), Mel (first home, smooth), Earle and Tracey (rescued from a major bank disaster)
  • Each case study: situation, challenge, what Perry did, measurable outcome
  • Case study pages SEO-optimised and published on-site
  • Excerpted as 6 social posts across Facebook, Instagram, LinkedIn
Weeks 3–4 · LinkedIn and content
  • Perry's LinkedIn profile overhauled — banner, bio anchored in "Insider Advantage" story, featured case studies
  • LinkedIn posting rhythm starts — 2× per week, warmer and more local than either competitor
  • Blog post #1 — "The Gold Coast Home Buyer's Finance Guide, 2025" — geotargeted and SEO-led
  • 90-day social content calendar created and approved
Month 1 — foundations in place30 days
2
Month 2 — Content authority and lead warming
Days 31–60  ·  Build organic authority, activate lead magnets, and begin nurturing with genuine Gold Coast expertise

Competitive insight: Infinity's entire acquisition model runs on a free webinar funnel. Henderson uses a "Scale to $50M" lead magnet. Perry currently has neither. This month, we build Perry's equivalent — local, personal, and positioned around his unique insider credibility.

Weeks 5–6 · Lead magnet and landing pages
  • Lead magnet — "The Gold Coast Insider's Guide to Home Finance" — Perry's bank-insider perspective (directly counters Henderson's investor roadmap)
  • Lead magnet landing page built and promoted across all channels
  • Geotargeted landing pages — Gold Coast first home buyers, refinancers, and investors
  • Blog posts #2 and #3 — suburb-level SEQ content
Weeks 5–6 · Email nurture
  • 3-part email nurture sequence — education-led, Perry's authentic voice (not Infinity's corporate tone)
  • Welcome sequence for new lead magnet subscribers live
  • Monthly Gold Coast market update template created
  • Email performance tracked — open rates, click-through, lead-to-call conversion
Weeks 7–8 · Video testimonials
  • Video testimonial production plan approved — recruit from existing review base (Jason, Earle and Tracey ideal candidates)
  • First video testimonial live — homepage, case study page, YouTube (surpasses Henderson's text-only "client wins" format)
  • Short-form cuts — 60-second versions for Instagram Reels and LinkedIn
  • Perry "2-minute explainer" series planned — finance concepts from a banker's perspective
Weeks 7–8 · Social and referrals
  • Organic social publishing running — Facebook, Instagram, LinkedIn (matching the consistency Infinity has)
  • Referral programme designed and seeded to existing client base
  • Gold Coast real estate agency outreach — 5 priority referral partners, first meetings booked
  • Mid-sprint performance review — data reviewed, content direction adjusted
Month 2 — authority building underway60 days
3
Month 3 — Smart funnel architecture
Days 61–90  ·  Build the automated lead machine that feeds Q2's full smart funnel redevelopment

Competitive insight: Infinity's webinar funnel is their crown jewel — leads enter free and convert at a masterclass. Henderson's tiered service model creates a clear client journey. Perry needs both: an automated entry point AND a clear service pathway from first enquiry to settled loan and beyond.

Weeks 9–10 · CRM and automation
  • CRM integration live — all leads captured, tagged, and tracked automatically
  • Lead segmentation active — First Home Buyers, Refinancers, Investors in separate nurture flows
  • Behaviour tagging configured — visitor intent tracked from content consumed
  • Retargeting pixel deployed — warm audiences building for Q2 paid campaigns
Weeks 9–10 · Webinar foundation
  • Free webinar concept — "What the Banks Won't Tell You: The Insider's Guide to Getting a Better Home Loan" (Infinity runs webinars but not with this insider positioning)
  • Webinar landing page built and connected to CRM
  • Live webinar date set for Month 4 — evergreen version to follow
  • Email promotional sequence for webinar built and ready to launch
Weeks 11–12 · Content and close-out
  • Blog post #4 published — investor-focused, SEQ geotargeted
  • Social content — Month 4 prepared and scheduled in advance
  • Competitor tracking report — where Infinity and Henderson have moved in 90 days
  • Full Q2 smart funnel brief completed — architecture, content, audience flows, full site rebuild scope
Weeks 11–12 · 90-day retrospective
  • Full performance dashboard reviewed live with Perry — traffic, leads, social, SEO, email list
  • Wins documented — case built for Q2 smart funnel investment
  • Updated competitor gap report — where Illuminate now stands vs Infinity and Henderson
  • Q2 sprint board populated and ready to launch — full website redevelopment begins
Sprint complete — Q2 smart funnel redevelopment commences90 days

MoDo — More Dough.

The brand that lives in the space between Infinity's earnest education and Henderson's aggressive ambition.
MoDo is a second brand engineered to reach the 25–42 year-old Australian wealth builder who wants financial freedom from property but doesn't speak banker — and doesn't want to be told they should. Perry's 20 years of insider expertise. A bold, fresh identity. Straight talk, no jargon, more dough. This is the brand Infinity and Henderson cannot be — because neither of them has Perry's insider advantage, and neither of them is this relatable.
Why MoDo works where the competitors don't.

Infinity's "Money Mentor" brand is educational and earnest. Henderson is unapologetically bold and investor-focused. MoDo sits directly between them: energetic, accessible, financially savvy, and deeply human. It's the brand that Australia's emerging property generation has been waiting for — and it's exclusively Perry's.

Year objective
MoDo becomes the go-to property finance brand for ambitious young Australians — the one Infinity and Henderson can't copy
Q1 goal
Brand live, social channels active, first leads captured, free webinar funnel launched, content engine running
Month 1 actions
Build brand identity, launch website MVP, claim all social channels, create first content
🙋
The anxious first-timer
25–32. Renting. Desperate to buy but overwhelmed. Infinity's messaging is too heavy; Henderson's too aggressive. MoDo speaks their language.
💡
The smart upgrader
33–42. Owns one home. Wants to use equity to grow. Knows about Henderson but can't afford the premium. MoDo gives them the same quality thinking.
📈
The switched-on investor
28–42. Googling property strategies at 11pm. Wants an expert who won't make them feel dumb. Henderson's tone puts them off; MoDo pulls them in.
1
Month 1 — Brand birth
Days 1–30  ·  From concept to live brand — identity, website MVP, all social channels claimed and branded

Competitive framing: Henderson launched with bold design and a strong lead magnet. Infinity built their brand around Graeme's personal story and a podcast. MoDo launches with both — a sharp visual identity, a strong lead magnet, and a content series that is distinctly Perry's. We don't copy either; we out-position both.

Weeks 1–2 · Identity and brand foundations
  • MoDo brand identity created — logo, colour palette, typography, visual language. Bold, energetic, distinctly Australian.
  • Brand voice guide — direct, warm, jargon-free. The antidote to Infinity's earnestness and Henderson's aggression.
  • MoDo brand manifesto finalised — "More Dough. More Life. More You."
  • Domain registered and hosting environment provisioned and configured
  • Brand style guide documented — ready for all content production from week 3
Weeks 1–2 · Social channels claimed
  • Instagram launched and branded — profile, bio, link-in-bio, 9-grid starter content planned
  • Facebook page live — cover image, about, services. Ads account connected from day one.
  • LinkedIn company page created and branded
  • TikTok account claimed — critical for the 25–38 demographic (both competitors active here)
  • YouTube channel created — channel art, about, first series structure ready
Weeks 3–4 · Website MVP
  • Website MVP launched — home, Perry's story, services, lead capture, "The Dough Report" blog live from day one
  • SEO foundations embedded from launch — page titles, meta, schema, sitemap, AI geotargeting configured
  • Live chat and lead capture integrated with CRM
  • Analytics and tracking live — all social channels linked, all lead events firing
Weeks 3–4 · Content strategy
  • Content pillars defined — 3 core themes mapped to 3 audience personas
  • 90-day content calendar — blog, social, video, email, and podcast prep all mapped
  • First 4 weeks of social content designed, approved, and scheduled
  • Lead magnet approved — "The MoDo Starter Pack: Your No-BS Guide to Buying Your First Property" (competing with Henderson's $50M roadmap for entry-level buyers)
Month 1 — brand live and in market30 days
2
Month 2 — Market entry and lead capture
Days 31–60  ·  Full website live, content engine running, lead magnet active, first paid campaigns launched, free webinar funnel begins

Competitive framing: Infinity's free webinar funnel is the most powerful lead machine in this competitive set. MoDo launches its own in Month 2 — "What the Banks Won't Tell First Home Buyers" — built on Perry's insider credibility. This is the one thing neither Infinity nor Henderson can authentically deliver.

Weeks 5–6 · Full site and content launch
  • Full MoDo website live — all core pages SEO-optimised and publishing
  • "The Dough Report" blog series launches — bite-sized property finance intelligence in MoDo's voice
  • Blog posts #1 and #2 live — geotargeted Gold Coast and national content
  • Unified social publishing active — minimum 4× per week across all platforms
  • All content cross-published from central management system — one source, all channels updated
Weeks 5–6 · Lead magnet and email
  • Lead magnet launched and promoted — organic and paid
  • Email welcome sequence live — 3-part series, Perry's voice, genuine insider perspective
  • Email list building campaign — social, website, referral, and cross-promotion from Illuminate's list
  • CRM integration confirmed — every lead tagged, segmented, and tracked
Weeks 7–8 · Webinar funnel launch
  • Free webinar #1 — "What the Banks Won't Tell First Home Buyers" — live run with Perry (Infinity's model, MoDo's unique positioning)
  • Webinar promoted via paid social — Meta campaigns targeting 25–38 Gold Coast and SEQ
  • Post-webinar nurture sequence — warm attendees moved into consultation booking flow
  • Evergreen webinar recording produced — automated replay funnel for ongoing lead capture
Weeks 7–8 · Paid social and video
  • Meta brand awareness campaign — Gold Coast and SEQ audience targeting
  • Video series — "1-minute mortgage myths busted" on Reels and TikTok (competing with Infinity's TikTok and Henderson's short-form)
  • Perry's MoDo LinkedIn — thought leadership 2× per week, investor and buyer focused
  • Ad creative A/B testing — minimum 2 variants, optimised against leads not clicks
Month 2 — in market with active lead capture60 days
3
Month 3 — Growth activation and scale
Days 61–90  ·  Retargeting live, email nurture running, podcast launched, influencer pilot, community growth

Competitive framing: Infinity has had their "Money Mentor" podcast as a major authority driver for years. Henderson has "Your Property Playbook". MoDo launches "The Dough Report Podcast" — short, energetic, packed with Perry's insider perspective. Entirely uncontested at the local Gold Coast level.

Weeks 9–10 · Retargeting and nurture
  • Retargeting campaigns — warm Month 2 audiences in dedicated paid flow
  • "More Dough" 5-part email nurture sequence live — education-led, Perry's voice throughout
  • CRM segmentation refined — leads tagged by persona, journey stage, intent signal
  • Lookalike audiences built from webinar attendees and lead magnet downloads
Weeks 9–10 · Podcast launch
  • "The Dough Report" podcast — first 3 episodes recorded and published (Spotify, Apple Podcasts, YouTube)
  • Episodes mapped to MoDo's 3 audience personas — first-timer, upgrader, investor
  • Perry's bank insider stories are the editorial hook — no other Gold Coast finance podcast can authentically deliver this
  • Podcast promoted across all MoDo channels and Illuminate's email list
Weeks 11–12 · Influencer and community
  • Micro-influencer pilot — 2 Gold Coast property and finance creators partnered for authentic content
  • UGC strategy activated — incentivise and share first client stories and outcomes
  • TikTok accelerated — 3+ videos per week, comment response strategy live
  • Gold Coast property community engagement — Facebook groups, local events, real estate network
Weeks 11–12 · Retrospective and Q2 scaling
  • Full 90-day GTM performance review — traffic, leads, cost per lead, social growth, email list, webinar attendees, podcast downloads
  • MoDo vs competitor channel comparison — where MoDo is winning ground against Infinity and Henderson
  • Q2 MoDo scaling plan — paid acquisition ramp, referral programme, additional webinar topics
  • Combined Illuminate + MoDo year-one roadmap reviewed and confirmed
90-day GTM complete — Q2 scaling commences90 days